If you have purchased property within the EU and have experienced one or more of the following issues then we can offer our service to negotiate on your behalf:
- Your Mortgage has increased due to the currency exchange rate collapse
- You have negative equity due to the property market collapse
- Incomplete property development
- Your bank approved the loan based on unrealistic rental income
- You have not been given your title deeds, impacting on your ability to sell
- Planning permission issues
- Your bank repossessed your property and are still chasing you for the balance
At Enjay we have successfully negotiated to reduce the balances owed by our clients to a manageable level, giving them options to now rent or sell the property. We have also arranged for our clients to obtain their title deeds.
The worry is that banks can pursue you to the UK. They would simply need to obtain a judgement from a court in the country where the property was purchased to chase your UK based assets. Writs and notices are becoming more common, as banks look to address the non-payment of loans. Seeking advice is critical at this point and must not be ignored.
These issues are not just restricted to Cyprus but throughout Europe and our service can be of benefit to anyone who has bought property within the EU.
If you think this is relevant to you or you have other issues then please do not hesitate to contact us to discuss further without any obligation.
Call us today on 01708 854200
Well, you can take up the claim yourself directly with the adviser or lender or use one of the many other claims management firms out there. Although we can’t guarantee to win your claim you will know that by appointing us you will be using an experienced claims firm that will be working hard for you to get you the compensation you may be entitled to.
Reduction in interest charges
Writing off outstanding balance
Re-structuring of loan
You can claim for the above if you have suffered from one or more of the following due to poor advice and lack of due diligence by your lender:
– Exchange rate collapse
– Property market collapse
– Incomplete property development
– Your bank approved the loan based on unrealistic rental income
– You have not been given your title deeds, impacting on your ability to sell
– Planning permission issues
– Your bank repossessed your property and are still chasing you for the balance
Just take a look at our Terms of Business and if you’re happy with everything all you need to do is contact us and we will send you our simple Claim Application. You need to complete this along with our Letter of Authority and return it in the Freepost envelope we supply. If you have any documents relating to your mortgage/secured loan, for example, a loan or credit agreement, then it would be helpful if you can let us have copies. We’ll then write to the provider of your policy and submit your claim.
Due to the volumes of complaints and the complexity of these cases the average time scales vary from 6-18 months.
You may cancel your contract with Enjay Claims within 14 days of signing the Letter of Authority and we will re-imburse your initial fee. If you wish to cancel please write to us at the address below or email us at firstname.lastname@example.org
You can also complete our Cancellation Form and post or email it to us:
Our fee is an initial non-refundable £1000.00 plus VAT for a review including a SARs request from the broker & or the lender. If the claim is successful then our success fee is 5% (+ VAT) of the compensation or £5000.00 plus VAT whichever is the greater.
We will not charge you a success fee if the claim is unsuccessful or the amount of compensation offered is less than £15000.00.
The redress/compensation will be deducted from the amount you owe your lender.
We will not represent you in taking legal action. If you wish to take legal action you will have to arrange this separately and pay the costs yourself.
Yes, we will communicate with you via email, phone call or postal mail. We will keep you updated with your case at all relevant stages. If at any time you would like an update on your case, please contact us via the options below.
We make every effort to provide a professional and effective service at all times. However, in the event of a complaint, please contact us using the details below. If you are not satisfied with our response or we haven’t completed our investigation within 8 weeks then you may refer the complaint to the Legal Ombudsman, whose contact details are: Legal Ombudsman, PO Box 6804, Wolverhampton, WV1 9WG. www.legalombudsman.org.uk/cmc
Call: 0300 555 0333
Enjay Claims Hall Farm Nursery Church Lane Upminster Essex RM14 3QH.
Please also refer to our Complaints Procedure: